1
Privacy.com
Free virtual cards with merchant-specific locks. US-only.
The 2026 Virtual Card Leaderboard
Ranked on fees, security, global availability and ease of use.
2
Revolut
Disposable virtual cards on every plan. Global availability.
3
Wise
Virtual debit cards with mid-market FX rates. Low, transparent fees.
4
Capital One Eno
Browser-integrated virtual numbers for Capital One cardholders.
5
Citi Virtual Account Numbers
Generate temporary numbers linked to your Citi card. US select cards.
6
Chase Blueprint
Virtual card features within the Chase mobile app. US cardholders.
7
3Vslots
Gaming platform that accepts virtual card deposits - instant funding and fast payouts.
8
Amex App Keys
Tokenized card numbers for online checkout. Select Amex cards.
9
Stripe Issuing
Business-grade virtual card creation API. Developer-first.
10
Skrill Virtual Prepaid
Prepaid virtual card linked to Skrill wallet. Global.
11
OneTime Card (via Klarna)
Single-use card numbers at checkout via Klarna app.
How We Compare
Four Pillars, One Score
💵
Fees
Monthly, load, FX and inactivity costs — transparent.
🔒
Security
Merchant locks, disposable numbers, tokenization.
🌍
Availability
Which countries and currencies each card supports.
⚡
Ease of Use
App quality, setup time and integration depth.